Frequently Asked Question

How does purchasing a property from US Land Store work?

Once you find the property you would like, simply “check out”! You will be able to pay the down payment and document processing fee on the website as well as provide your information for the paperwork. Within 1 or 2 business days, you will receive a Contract For Deed (also known as a Land Contract) via an email link to SignNow, an online document signing service. You will be able to review the contract online, sign it, and select your preferred monthly payment method.

Why should I buy from US Land Store instead of a real estate agent?

A real estate agent’s fees can range from 5% to 8% of the purchase price. At US Land Store, we eliminate the middleman, saving you even more.

How does your money-back guarantee work?

You get our 100% principal back, 60 day guarantee. If you’re not satisfied, we’ll refund your principal paid or exchange the property for any other land in our portfolio or refund your note payments up to that point.

Is land a safer investment than the stock market?

Some of the wealthiest people on earth got their start in real estate, and for good reason. Simply put, they’re not making any more land. There is a finite supply, and as the world’s population grows, rural, undeveloped land will likely become even more valuable.

Can I build on or improve the property while making payments?

Generally you will need to wait until the property is paid off. In some instances, with written permission, you may make some alterations or improvements to the property. Everything must be done in accordance to local zoning and other laws. You are always welcome to visit and enjoy it, camp on it (where allowed), etc.

How do I apply for owner financing?

There is NO application process! No credit checks. You are already pre-approved. Simply put, if you can afford the down payment, I’ll finance you. And you may qualify for a lower interest rate if you choose to put down a larger down payment.

What documents do I need to apply for owner financing?

None. Our process is so simple that no documentation is required.

How long does it take to close on a property after I make my down payment?

Once your down payment clears, we’ll send out your entire deed package via email using docusign.com (we are going green by saving tons of paper). This packet will include your Land Contract, Promissory Note, and Purchase Sale Agreement. Once you sign the documents digitally we will set you up on automatic payments (another way to save trees by avoiding payment coupons). Once you pay off your note, we will most likely close via First American Title Company and issue your Warranty Deed along with your title insurance. The county will then mail you the original recorded deed for your files. it’s that simple.
The whole process usually takes about two weeks, and most of that is the time it takes for the county to process the paperwork.
Once you make your final payment on the property, we’ll Issue you your Warranty Deed. At that point you own it free and clear.

Are you a real estate agent?

NO! I am not trying to make commissions off of other people’s property and inflate the price of the land! My company, HFP Real Estate, Inc., owns every property I sell. You are buying directly from the owner at prices that are a fraction of what you would pay if a Realtor got involved.